The Wolf Of Brixton

“I refuse to be a statistic of a society which has access to all the information we need to build a foundation of prosperity. I refuse to be another “coloured person” in jail with no legacy. I refuse to be branded a criminal with no education, no qualifications with nothing to give to give to the generation after me”.

My name is Channon Smith, I was homeless at the age of seventeen. I refused to be all of the above and made a critical decision towards the direction of where my life was heading, because there was only two paths; dead or in jail. After this sudden enlightenment and motivation, i decided to incorporate my own private limited company at the age of eighteen and obtain a business card from Barclays. I never studied business studies prior to this decision. How I obtained the knowledge to accomplish this? I stole books out my local library because I was too broke to afford any. In my hostel in Essex I learnt how to survive by cooking my own fresh food, with this self-taught experience this helped me to initially obtain my first job in a kitchen working, more than forty hours a week on £6.20. I worked twelve to thirteen hour shifts a day and on my breaks if i was lucky to get one I would read a financial investment book i stole from the library because I wanted to be a stockbroker. Another skill I learned at this time is “You are a product of your enviroment” Baring in mind I was eighteen but i was renting privately from a landlord, I wanted to be where the suits are,this made me move from Essex to Canada Water which is opposite Canary Wharf. In Canary Wharf I continued to work as a chef but it just wasnt for me I needed to work in an office, so after applying for hundreds of office jobs I finally got my shot to be a sales broker in Canary Wharf. What the company was selling to the public was not legitimate and they knew it, however the experience was worth more than the salary they paid you.

“You become an entrepreneur once you utilize all of your experience from life and from work and you transfer those skills into your own foundation”.

I thought I hit it big when I got the job as a stockbroker in London Liverpool Street. There was a test which every applicant had to complete which was subject to the financial markets and securities. I had no qualifications in finance however the employer told me I scored one of the highest on this test without being in university and having been self-taught, reading books whilst not studying, in a university because I believed what many millennials believe, “I don’t want to go university to pay a debt in which I am not guaranteed to get the job”. The contract was to be that I studied my CISI exams in which the company paid from and I got a salary of £20,000 plus commission and bonus at the age of twenty-one. Subsequently the CEO was not willing to pay for my studies and other successful applicants because others before me dropped out from the CISI exams which they paid for. I remember crying in so much pain because it wasnt even my fault for why I didn’t get the job.

Drinking only but my pride; I decided that I would need to put myself into debt in order to obtain an equivalent qualification to the CISI. I grew the balls to go university with the belief i could make something happen from nothing. I failed my first year of university plus I enrolled on the wrong course which was accounting&finance when i should have been studying banking&finance. Drinking even more pride, i began my first year again and studied the correct course and I barely got through to the second year. Second year of university I stopped drinking pride and I dedicated all my time into my studies and outside activities related to my course of study. I began to volunteer at a high school where minority of students were underperforming and lacked confidence and vision into what they wanted to be when they are older. I mentored two male  students who had no ambition in their career prospects and didn’t like the teachers. What i learned from the students is that a lot of teachers stop letting children use their imagination. When i Let the children use their imagination to discuss what they really see themselves doing in the future they both knew. As a result, one wanted to be a forensic scientist and the other a basketball player. Taking this volunteering experience onboard I decided to use my imagination more, which then lead me to getting a MSC in Bloomberg Terminal which is a financial data analytical software used worldwide in financial instutions.As a result, of  hard work, dedication and imagination I started receiving A’s for the first time ever in my work.

During the summer break I started working as a carer in south London Brixton, caring for the elderly, disabled and patients that suffered from multiple sclerosis. The important lesson I learned from working as a carer, is to appreciate what you have got not what you haven’t got. In addition, live everyday like its your last and don’t let your dreams die. For this reason, I started to attend Bloomberg University during the summer, which allowed me to learn the same curriculum as the interns; as a result I would be attending my university lectures plus Bloomberg conference events and seminars.

However trouble would soon knock on my door again, I became a squatter living in a three bedroom house by myself. Many times I had no electricity or gas so I would need to spend majority of my day at university including on the weekends. In essence I would have to wash in the sinks and ration my food each day. Important to note, I would attend Bloomberg events and this was my only means to receiving a proper meal because the food was free; besides being the poorest person in the building, I was absorbing as much information as possible like an infant or a sponge to be exact  and this made me even more advance in my field of study. Conversely I was getting job opportunities worldwide from financial institutions yet not one was enough to get me out of the hell i was going through. The saying goes “If your going through hell keep going”. I continued to go through hell but there was only enough time before I would be homeless again just before Christmas. The day I became homeless again was around the same time I had the excess amount of coursework still to complete. I stayed at a hostel that night and the next night I had no money for the hostel so I spent the night on the streets. Waking up on a park bench I went to my university on a Saturday where i was dedicated to completing my essay. That same essay which I completed whilst being homeless was 5% away from an A.

Still refusing to quit I decided to apply for jobs in the United States. I applied for approximately twenty jobs and I started receiving interviews shortly after for finance roles in New Jersey and more; everything changed one night when I checked my email and I received a job opportunity from a CEO for a financial institution in Wall Street New York. The CEO gave me his direct number and that was the first time I cried in happiness, I rang him every single day including the weekend. He finally picked up and told me he wanted to know who the person was calling him that much, he was impressed because it showed him I was dedicated enough for the job role of being a stockbroker. At this present time, I am in the process of booking my flight to New York to visit the CEO and obtain my green card (VISA) to work in the states.

In conclusion, this blog was written to introduce my book, “The Wolf Of Brixton” Which i hope to complete once I have relocated to the United States. This is a quick summary of the trials and tribulations I had to go through just to get the chance to change my life around and I hope the reader can take into consideration that this blog is not to show off my success but inspire you to chase your own dreams.

Passion Prevails Over Problems

The Wolf Of BrixtonSuccess Quote




This Is Just The Beginning



My name is Channon Smith, I was homeless at the age of 17 my dad kicked me out I was on the path of going jail. This was in the year of 2010; I was currently residing in a hostel in Brentwood, Essex. By this time a lot of people my age had already been introduced to the things I had only just started to see. Whilst living here was the first time I had witness drugs and explicit behaviour; various rumours and stories had seemed to become a daily Chinese whispers and this even included a rape encounter.

During my duration of 1 year 8 months, staying at this place felt like a prison. Everyday felt like there was no way out, there was no encouragement, no motivation and to be quite honest everybody around me didn’t look like they even cared. I slowly started to realise that this is not the life I wanted. I wanted more. I didn’t want to feel I had to rely on others however I felt that I needed to help others and show them that there was more to life than just this. That’s when I came to the concept of Money Power Loyalty.

These 3 words are a want and need in today’s everyday society, a popular topic.

At this time I felt that I wanted to get my point across and raise awareness. I wanted to see if others had the same opinion as me or whether it was just me in general. That’s when the idea came to me to voice it across through clothing. So at the age 18, I turned to a couple of friends who I had gone to school with to see whether it meant something in their perspective and whether they had a common ground. Luckily enough for me they did and that’s when we eventually formed a team. I had people who knew people. This was the beginning of something.

Even though this was a business idea I wanted to invest in, I was also working as a chef, working the legal hours in the restaurant. I did over 40 hours a week and on my breaks I would study the financial market, in my spare time I was watching CNBC and Bloomberg learning the business and financial world. The reason for this was to enable me to have a better understanding of what I was putting myself into.

The team was made up of 4 girls and 3 guys, including myself. Even though my home was in Essex at the time, we ended branching out back in my hometown Barking/Dagenham. That’s where we were based. As a team nobody had a position but everybody was entitled to their opinion and input. I funded the business with my own money, I also found the models, registered the company as a limited company, these are a few of many tasks I undertook to build the foundation. As part as setting up this business one of the objectives I had to face was pitching the Barclays Business manager from the Brentwood High street branch; I shared my vision with him which inspired him because by the time I finished I walked out with my new business card.

While I was undertaking these objectives the relationship with my team wasn’t working out. At this moment I was oblivious to the matter that they were planning on working without me. This was something I made myself, I put my blood sweat and tears into making my company, my brand and I never knew that this was their plan all along.

This was a company like I had mentioned I set up on my own and bought others through however others in the team thought they could have a voice but financially not support the business. They even had the cheek to say it wasn’t mine! At that point I knew something was not right, but I gave them the benefit of the doubt because I genuinely wanted the company to establish. There are too many incidents for me to tell, I’d be writing a volume of stories if that was the case. However this was the last straw, which brings me back to the day I got my business card. This is what motivated me to do better to show I can do it on my own.

It was the day before I went to the bank, one of the girls from the team, had formed a rumour to make out that I had betrayed my friends, when the truth is I had done nothing of the sort. Unfortunately she had managed to persuade everyone to turn against me. Consequently I see it as a blessing in disguise, real eyes realise real lies and it was a shame they couldn’t see. For now I won’t go into further detail but I learnt my lesson and I trusted them more than they trusted me. I hadn’t done them wrong but they done me. It was just a vicious circle or assumptions and accusations which I then had to turn to the point to break all ties; however they saw it as kicking me out the group. Funnily enough a team I had gathered myself. After this I went on to go ahead solo and establish my business my own way.

Baring in mind this all happened at the age of 18, I still went ahead to maintain focus and went ahead to go into Stock Broking. This was my first big job. Little did I know what was lying ahead of me, the industry wasn’t what it seemed. The company that I worked for changed their name 2 months into their establishment which made me think something was dodgy, however I didn’t let it faze me. On a day to day basis I had the role of cold calling people. You’d think that’s a boring job, right? Let me just tell you this whole job was a joke. On a day to day basis everybody around me would be high off alcohol and substances to keep them going. They couldn’t deal doing this job sober, even down to the boss. However my boss used to be an ex millionaire, he taught me about the psychology of sales and how it worked. This is something that will forever stay with me.

After this I then went on to move into a different job, same industry, at this time I was living in Canada Water. Things didn’t work out with the whole stock broking business so I eventually moved out (after living 3 years by myself) and back in with my mum to focus more on Money Power Loyalty.

For a little while I worked for BT just to have a little income, but after a couple of months I realised that this job was not for me. In my first month I made 30 sales. After a while I got bored, decided cold calling and selling broadband packages wasn’t really my thing. So I left. But whilst I was I found love in a hopeless place. LOL. Cheesy I know! I found my best friend and the girl I am deeply in love with.

I thought it was going to be easy to get a job, sent out my CV everyday over 20+ applications and the response I got was ridiculous. Recruiters would ring me, explain job description and it didn’t match what I even applied for. I went to a couple of interviews because I was bored, but still nothing was working out. That’s when I decided to go to the job centre to see if I could receive any help towards the whole employment situation. My girlfriend suggested the idea and I acted upon it straight away and signed up for the New Enterprise Allowance which would allow me to get my grant. I wrote up a business plan and cash flow and to present at the workshop I had to attend which consisted of 4 days. On the last day, I had the task to pitch my business plan and the vision of my company to the workshop tutor from Ixion. After I had completed my presentation, the tutor said “I think you are going to do phenomenal and I can see you becoming a millionaire.” I felt overwhelmed hearing this from somebody who doesn’t even know me. He then went on to say “I usually charge £5000 for one to one tuition but I will do it for you for free.” At that point I was over the moon to think I had somebody who’s made it to guide me. That’s when the final bit of good news was told. The tutor had a proposition for me and said he’d like to invest in my company and me. We have now gone on to sign a contract and are officially the first partner of Money Power Loyalty.

Currently I’m in process of setting up my links with Amazon, organizing a photo-shoot and advert for the upcoming release of the new jumpers, as well as attending the rest of my interviews.

I want people to know that my business is not all about money, but to empower people. To show them that you can do whatever you want to do. Nothing is impossible but be willing to step out your comfort zone, to explore to see what you’re capable of achieving regardless of what anybody says. I used Money Power Loyalty to motivate me, to look for the answers to questions that I couldn’t answer myself and obstacles I had to overcome. Everybody has got to start somewhere, so this is my beginning.”Success happens when preparation meets opportunity.” If everybody else can do it, why can’t I?